Guardian Insurance in Omaha, NE has been serving Midwest residents with all their insurance needs. We often are asked about coverage options that go beyond the basics. Umbrella policies are an insurance option for homeowners and renters that can provide additional protection in the event of a lawsuit.
There are a number of reasons why everyone should consider getting one:
1. Lawsuits can be costly – Umbrella policies can help defray these costs and protect you from financial losses.
2. Many homeowners’ and renters’ insurance policies do not include liability coverage, so umbrella insurance is often necessary to fully protect yourself from lawsuits.
3. An umbrella policy is usually less expensive than purchasing separate liability coverage on your home or car insurance policy, making it an affordable way to get extra peace of mind when it comes to protecting yourself financially against potential lawsuits.
Umbrella policies are usually very affordable and provide a high level of financial protection without breaking the bank. They typically offer up to one million dollars in additional liability coverage on top of what is provided by your traditional home or car insurance policy. This extra coverage can be especially helpful if you have valuable assets that may need protection in the event of a lawsuit.
In addition to providing financial protection, umbrella insurance also offers protection against certain legal fees associated with defending yourself against a lawsuit. These legal fees can add up quickly; with an umbrella policy in place, you won’t have to worry about paying for them out-of-pocket if something unexpected happens.
Give Us A Call
If you’re looking for more information about umbrella insurance and whether it might be right for you, contact us today. At Guardian Insurance, we proudly serve both the Omaha, NE area and all of the Midwest. Give us a call today and explore your umbrella insurance options!