Renters, like homeowners, can benefit from insurance protection for their personal property. This coverage comes through renter’s insurance. A renter’s insurance policy from Guardian Insurance in Midwest Omaha, NE not only protects your possessions but also offers liability and loss of use coverage, too.
Here are some of the many benefits you stand to gain by purchasing renter’s coverage:
Financial Support to Replace Personal Goods
If you’re like most people, you’ve probably collected quite a few possessions over the years. The sudden loss of these goods in an unforeseen disaster could put you in a financial bind. That’s where the renter’s property coverage comes into play. Renter’s property insurance protects your goods from unforeseen events like fire, theft, vandalism, water damage from a broken pipe, and other disasters. It provides financial support to help replace furniture, clothes, electronics, appliances, sports gear, or other costly belongings if they’re stolen, damaged, or lost in an unexpected disaster.
Protection against Accidents
Liability coverage protects you against accidents that may cause injuries to guests on your rental property. This includes slips and falls, kitchen mishaps, dog bites, or injuries sustained playing “touch” football in the yard. If a visitor needs medical treatment for his injury, liability insurance helps cover this cost. If an accident leads to a lawsuit, liability coverage helps pay for your legal costs.
Help with Living Expenses if You Have to Move Out
If your rental home in Omaha becomes uninhabitable due to damage from a disaster, loss-of-use coverage will help cover the cost of living somewhere else until it’s repaired. You don’t have to bear the brunt of being "misplaced" on your own.
Schedule A Consultation Today!
Renter’s insurance is so affordable there’s no reason not to protect yourself with this coverage. To purchase a renter’s policy, contact your Guardian Insurance agent in Midwest Omaha, NE.