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The Tiddler Rider’s Guide to Motorcycle Insurance

If you don’t know what a tiddler is, you are a real tiddler rider or not even really a motorcyclist at all. A tiddler is a small motorcycle under 250cc; something ridden by someone very new to motorcycle riding. If you’re a fairly new motorcyclist, it isn’t just the slang you got to know. You need to know about motorcycle insurance before you go cruising all over the Midwest. Let’s rev it up!

Auto Insurance Won’t Cover It

The first thing you have to learn is if you have auto insurance it won’t cover a motorcycle. Every biker knows there’s a mile-long list of differences between a cage and a hog. Insurance companies know this too and bill accordingly. 

You Have Options

Motorcycle collision insurance will cover damage done to your bike in the event of a collision. Comprehensive insurance will cover your motorcycle in the event of any other damage or theft. Personal injury protection will take care of your medical bills and lost wages should you be injured on your bike. If you are in an accident and the other driver was at fault but has little to no insurance then uninsured/underinsured motorist coverage is what you’ll need. If you plan to modify your bike, you may find coverage for custom parts useful. 

Consider How Often You Ride

Are you a weekend warrior or is your bike your daily commute?  An agent knowledgeable in motorcycle insurance will get you a good deal according to your needs. 

Consider Taking a Safety Course

Not only is this a very good idea for new riders, but you may get a discount on your insurance. 

Guardian Insurance Serving Omaha, NE

If you are in need of motorcycle insurance and are in the Omaha, NE area, consider Guardian Insurance. We’ll get you what you need. 

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