When you get into an accident, it is normal to feel overwhelmed and not know the next steps to take. Guardian Insurance in Omaha, NE serves Midwest residents with auto insurance and other coverages, and we have often dealt with our clients who call us after they get into a wreck. Based on our experience, we provide the following guidelines.
What Should You Do After a Car Accident?
Your very first priority after a wreck has to be your own safety. Though it may be upsetting and you might be tempted to worry about financial concerns, the time of an accident is when you need to contact emergency personnel and inform them of any and all possible injuries. It may not be safe to move, and they can dispatch fire, police, and EMTs to see to the safety of all incoming vehicles and all injured parties.
When possible, it’s necessary to collect information from the other driver or drivers, and this includes the names of insurance carriers, license plate numbers, vehicle identification numbers, and contact details, such as name, phone number, and address. You will need to provide these items to the other person or people as well.
It’s also vital to speak to any witnesses and take down their information. If possible, take as many photos of the collision as you can. You may need to leave a note on the other car for the driver if it is not owner-occupied. Afterward, once everyone is safe, contact your Guardian Insurance agent to report the wreck.
Make Sure to Have Your Vehicle Insured
All drivers are required by law to carry mandatory liability auto insurance in Omaha, NE, though many opt to carry additional coverages. The minimum basic policy can protect a Midwest driver from incurring costs related to damages suffered by other parties involved in an accident, such as medical bills and property damage, but will not extend to your vehicle and personal injuries.
Omaha, NE requires you to obtain at least $25,000 in indemnification for an injured person in the event an accident is deemed to be your fault. Penalties will be incurred by Midwest motorists without insurance even if the collision is not caused by you.
Give Us A Call
Guardian Insurance provides a variety of coverage options, and we invite you to reach out today. We look forward to working with you.